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Subject to the terms and conditions set forth in this agreement, HC Kothari group grants you a non-exclusive license to view and download the data, text and graphics (collectively the "work") at this web site ("site") only for your individual, informational use. This authorization is not a transfer of title in the work or the rights therein. Except as expressly provided herein, HC Kothari group does not grant you any express or implied right under any patents, trademarks, or copyrights.

This site, including all work, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all applicable copyright laws in your use of this site and to prevent any unauthorized copying of the work.

You must retain, on all copies of the work downloaded, all copyright and proprietary notices contained in the work. You may not modify the work in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. You may not transfer the work to any other person. You agree not to interrupt or attempt to interrupt the operation of the site in any manner.

HC Kothari group makes no representations whatsoever about any other web site which you may access through this one. When you access a non-HC Kothari group web site, please understand that it is independent from HC Kothari group, and that HC Kothari group has no control over the content on that web site, even if HC Kothari group provides information or services to the owner of that web site. In addition, a link to a non-HC Kothari group web site does not mean that HC Kothari group endorses or accepts any responsibility for the content or the use of such web site. In fact, HC Kothari group disclaims any and all liability and responsibility for such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

HC Kothari group may terminate or modify any aspect of the HC Kothari group site, at any time. HC Kothari group may also impose limits on certain features to parts of the site without notice. HC Kothari group may terminate the rights and license given above and, upon such termination, you shall immediately destroy all work.

HC Kothari group does not warrant the accuracy or completeness of the work. Any reliance on the work is at your sole risk. HC Kothari group reserves the right, in its sole discretion, to correct any errors or omissions in the site. This site, the information and work on the site, and the software made available on the site, are provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, noninfringement, or fitness for any particular purpose.

Any use of HC Kothari group intellecutual property, including, but not limited to, site content, concepts, methodologies, ideas, tools, branding or any other HC Kothari group work without express permission from HC Kothari group will be prosecuted to the fullest extent of the law.

The use of this site and these terms and conditions are governed by the laws of india, without giving effect to its conflict of laws principles. HC Kothari group reserves the right, at its sole discretion, to modify, these terms and conditions agreement, which modifications will be effective when notice of such modification is posted. Your continued use of the site after any modifications to this agreement are posted will be considered acceptance of those modifications.

These terms and conditions constitute the entire agreement between HC Kothari group and you with respect to your use of the site. Any cause of action you may have with respect to your use of the site must be commenced within one (1) year after the cause of action arises. If a court of competent jurisdiction finds any part of the terms and conditions to be unenforceable, that part shall be enforced to the maximum extent permissible to effect the intent of the terms and conditions, and the remainder of these terms and conditions shall continue in full force and effect.